The Wedding Budget FAQ

Honest Answers to the 20 Most Asked Money Questions

If you’ve ever found yourself Googling “How much does a wedding cost?” or “Do I really have to tip my vendors?”—you’re not alone. Wedding budgets are one of the most searched (and most stressful) parts of wedding planning. With so many moving pieces, hidden fees, and well-meaning but conflicting advice, it’s easy to feel overwhelmed.

That’s why we’ve put together this Wedding Budget FAQ—20 of the most-asked money questions from real couples, answered honestly and clearly. Whether you’re in the early stages of planning or finalizing your details, these answers will help you build a realistic budget and avoid unnecessary stress.

Top 20 Budget FAQs

20 Wedding Budget FAQs (and the Real Answers)

1. How much does a wedding really cost?
In the U.S., the average wedding cost ranges from $30,000 to $35,000, but it varies widely by location, guest count, and priorities. Detroit weddings, for example, often average around $25,000–$30,000.

2. What’s the biggest wedding expense?
Your venue and catering will usually take up about 40–50% of your budget.

3. Should we set our budget before booking vendors?
Absolutely. Decide your max spend first—it keeps your vision grounded in reality.

4. Do we really need a wedding planner?
Hiring a planner saves both time and money by preventing costly mistakes and connecting you with trusted vendors.

5. Do I need to tip wedding vendors?
Yes, many vendors rely on tips. Plan for 15–20% for catering, $50–$200 for beauty pros, $100–$300 for DJs/bands, and $100–$500 for planners or coordinators.

6. How much should we spend on décor and flowers?
Expect to spend 8–12% of your budget on florals and décor.

7. Is DIY really cheaper?
Sometimes, but not always. DIY often requires tools, supplies, and hours of labor. Factor in your time and stress before committing.

8. How do we save money without sacrificing style?
Cut guest count, repurpose ceremony décor for the reception, and focus on impact pieces like centerpieces or statement backdrops.

9. How much should we budget for photography and videography?
Plan for 10–15% of your total budget. These are the vendors who preserve your memories forever.

10. Are hidden costs really that common?
Yes. Think service fees, overtime charges, setup/breakdown, delivery, permits, and taxes. Always ask vendors upfront about all possible add-ons.

11. How can we keep track of expenses?
Use a wedding budget spreadsheet or planner. A professional planner can also manage this for you.

12. Should we hire a day-of coordinator if we’re on a tight budget?
Yes—coordinators prevent costly mistakes and keep your day running smoothly. It’s one of the smartest investments you can make.

13. How much should we budget for attire?
Plan for 5–10% of your budget for dresses, suits, accessories, and alterations.

14. How do we handle unexpected expenses?
Always add a 5–10% “cushion” to your budget for surprises.

15. Should we cut costs by skipping a videographer?
You can, but you may regret it later. Video captures moments photos can’t—like vows, speeches, and music.

16. Do weekday weddings really save money?
Yes. Venues and vendors often offer discounts for weekdays or off-season dates.

17. What about guest count—how much does it impact cost?
It’s the single biggest factor. Every guest adds to catering, rentals, stationery, and more.

18. Is it cheaper to do a buffet or a plated dinner?
Buffets may seem cheaper, but not always—especially if you want a variety of options. Ask your caterer for cost comparisons.

19. How can we politely manage family budget contributions?
Have clear, upfront conversations about what they’re comfortable covering. Set expectations early to avoid conflict.

20. What’s the #1 budget mistake couples make?
Not hiring professional help. Couples often overspend or miss hidden costs because they try to manage everything alone.

Wedding budgets can feel intimidating—but with clear answers and a realistic plan, you can avoid stress and focus on what matters: celebrating your love. Remember, no two weddings look the same, and your budget should reflect your unique vision and priorities. Weddings are a luxury, not a necessity to have a successful marriage. Don’t go into debt by being unrealistic with your vision and exceeding your budget.

At Christian Lei Events, we help couples like you create unforgettable weddings without the overwhelm by prioritizing your spending plan and making sure it matches your vision. If you’re ready to plan smart and stress less, let’s chat about how we can bring your dream day to life—on budget and beautifully. Click here to book your discovery call today.